The most powerful, comprehensive IFRS 9 solution on this planet

Integrated Classification, Measurement EIR/Fair Value and Expected Credit Loss

Embedded Simulation

& Stress tests framework

User Intuitive configuration


Models Library

Lightning Fast

ECL Drivers


Audit Trail

on contract level

Implementation in weeks

The IFRS9.NXT solution offers an unparalleled user experience with IFRS 9 required calculations and simulations for millions of contracts being run in minutes. The solution covers the three main requirements of the IFRS 9 standard: Classification, Measurement and the computation of Expected Credit Losses (ECL).

Classification of assets is done via a rules-based or questionnaire approach providing clients with an end-to-end audit trail. Measurement includes the computation of Effective Interest Rates (EIR) and Fair Value of financial instruments. The Expected Credit Loss calculation is the main component of the solution with built-in PD/LGD/EAD curve modeling approaches for which users can trigger on the fly calculations/simulations with updated configuration, new macro-economic forecasts and/or stressed contract attributes such as ratings and interest rates.

The user-friendly setup makes it easy for the end-user to make configuration changes and see the impact of these through the variance analysis framework.

Replacement Case


Today’s Technology allows Financial Institutions to run what-if analysis on the fly and present results in no time. Given the current economic climate and in line with upcoming regulations, this is no longer a nice to have but a crucial strategic element.

Matthias Coessens

Managing Director Europe | ElysianNxt


Unlock the power of IFRS9.NXT to reshape and revolutionize your risk management practices.


We continue to innovate and develop our information technology infrastructures to strengthen our business in the midst of developing trends and highly dynamic needs. Together with ElysianNxt, we do a lot of leaps in system renewal to meet the very complex needs.

Rico Usthavia Frans

Director of Technology and Information of Bank Mandiri


It’s an honour for our company to be able to collaborate again with one of the best ECL Calculation Solution Providers.

Muhammad Ichsan Prasetyo

PT. Radana Bhaskara Finance, TBK